How The Lighthouse Team Helps Buyers

Lighthouse Team Real Estate - "Your beacon to the American dream"

As your buyer representative, we will provide you with the professional and courteous service you deserve and expect. We have bought and sold houses for our own families, and we know what excellent customer service looks like.

Your desires in a home are of paramount importance, and you can expect us to listen as you describe what you want. We'll translate those details into a thorough search model using our MLS tools and keep you abreast of what’s available, updating you with changes on a day-to-day basis as they occur.

We’ll plan house hunting trips, and we'll take care of coordinating entry into each home in your list. We'll point out features that might interest you and potential issues based on my experience having toured thousands of homes.

Once you decide on a home you like, we'll help you determine an offering price and will help you negotiate to a fair, win-win contract. From there, we'll carefully guide you through the home inspection process where we’ll ferret out any issues you may want to ask the seller to address.

After you release the home inspection contingency, we'll coordinate with the other team members to help make sure the remaining steps are successfully cleared including termite inspection, final loan approval, and final walkthrough to make sure all inspection items have been adequately addressed to your satisfaction.

Then, on the day of settlement, we’ll make sure the documents are in order so you can complete the closing feeling assured about all the details. The closing agent will walk you through each element of that closing document, ensuring you understand each number.

Finally, you’ll receive the keys to your new home and can move on to moving in! Congratulations!

Before that big day, though here are a few steps you need to take in preparation for buying a home:

• Talk to a lender to ensure your credit and qualifications are in tip-top shape – a lender can provide valuable advice that can help improve your credit to ensure you get the lowest rates and most buying power
• Gather essential documents: W-2s, two months of bank statements, last two years of tax returns
• Consolidate your savings for the down payment

When it’s time to make the offer, as a minimum you’ll need:

• An experienced agent that can help you determine a fair but aggressive offer price
• A lender letter from a lender well-versed in all of today’s stringent lender requirements and timelines
• An Earnest Money Deposit (EMD) – this is money held in a neutral escrow and credited back to you at settlement to give the seller peace of mind about your commitment to the purchase

Call us today or click on the "Contact Us" link above to schedule your Buyer’s Consultation. We look forward to meeting you!